Some people do not think life insurance is necessary coz they feel that the money spent on insurance policy is a waste. Well, they may be right… to certain point if they are rich… but if you are rich, why so stingy… hahaha…

Anyway, life insurance is not only for protection… it is also a form of investment. There are many types of life insurance package out there… even for education. And one of the good thing of having insurance is for income tax rebate… yes, currently you can have up to RM5,000 tax rebate for life insurance and medical insurance… combined. So if you feels that your income tax was quite high for last year, you should try getting some life or medical insurance… who knows it helps you to get into the lower income tax bracket this year… 😀