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spend then save

credit card, financial, spending

I actually spend quite a lot the previous and this month… basically they all went to my car. Well, I’m not really complaining… spending on my car is very important… coz if I don’t spend on my car then I will not have any transport… and when I don’t have transport, I can’t go to work… and when I can’t go to work, I can’t have money…

So, spending wisely and where necessary is a good habit… some people likes to spend on unnecessary things… well, I do that sometimes… yea, in fact I did that last week… I bought something which I don’t really use… but lucky I’m still in control of my spending… else I will end up fixing bad credit every month…

So now, I need to start saving again to replenish what I’ve spent the last two months… coz in couple of months, I’m gonna need a lot of it for my two trips… Philippines and Korea… emmm… hope I can save enough so that I don’t have to worry when enjoying myself there… 😛 else I will have to use my credit card or cards… which still have some unpaid balance… but like I said, I’m still in control on my spending… 😀

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back home

bersih, cash advances, credit card, shopping

Was in KL since last Sunday, 3rd July, attending course from Monday to Thursday and stayed till today, Sunday, 10th July… coz I wanted to see BERSIH 2.0 on Saturday.. 😀

The police started blocking roads going into central KL on Thursday… and it caused massive jam! Public transports were halted, so I stayed in my hotel room instead. And I was worried they continue blocking the road till Sunday coz I need to catch my flight at 5.30pm, Sunday. If they block the roads until Sunday or declare ‘darurat’, I’ll be stuck in KL… worse, I’m running out of money coz shopping too much… 😛 Where can I get cash advances if I really runs out of money?… What happen if my credit card can’t get through when paying?… Luckily, the BERSIH 2.0 was truly a PEACEFUL WALK so no bad thing happened but UNITY. Back home now and going to work tomorrow… 😛

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Online shopping rules Black Friday

barcode, black friday, credit card, online, scanner, shopping

This year, it seems that online shopping rules the Black Friday…or at least getting advantage. More and more shoppers prefer online shopping… no long lines at the counter… no bad weather… no cart pushing or racing… no stampede… all you need is your credit or charge card… and you don’t even need a card or barcode scanner to read your card.

Online shoppers have the advantage of shopping on their pajama right in their home in front of their computer… and they can do it anytime… even at the very last minute of the Black Friday shopping frenzy.

Next we wait and see how Christmas shopping going to be this year…

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$5K check for you to cash

credit card, instant loan

There is a new gimmick to fish for new customers by sending check valued $5,000.00 to potential clients.

It is a real check you can cash at the bank. The check is not from any Ah-Long but from a real Commercial Bank! Unbelievable?… Well, that’s what I heard… Previously we heard about Ah-Long sending fake checks to their potential clients… but this time, it is the commercial bank doing it.

The gimmick is to commit a potential client who is fool enough to go and cash the check. The catch is, once you’ve cash the check, you are automatically given a pre-approved credit card or was it debit card with $5,000.00 already charged to it! You just signed yourself with fast loan… instant loan… How stupid of you for cashing the check… there is no free money you know… even the 4D you have to buy and wait until your luck comes.

How true is this? I’m not sure…  maybe someone out there can enlighten us if this is true or not…  I hope I’m wrong about this…

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