Swordie Bloggie

Almost a month ago, my HTC phone jump out from my shirt pocket while I was jumping…  accident happen when you never expect it… 🙁

Almost a month and I still have not done anything to it… the body slightly cracked and scratched… the screen panel open-up a little bit at the front and back…

I ask the shop and they said they can’t fix it because they don’t have parts to replace the broken part… it has to be sent to KL… damm… the only bonus is I still can use it…

I wonder if we can protect phone with insurance… anybody know if there is any insurance company out there who can give an insurance quote for hand phone?… Nowadays phone are very expensive… it is almost like a notebook… in fact it is a miniature notebook… mine runs on Microsoft Windows Mobile 6.1 so it is a notebook… a micro notebook… if I can insure my golf set, I don’t see why we can’t insure a phone… the price is as much as a professional golf set!!!

Anyway, Microsoft Windows Mobile 6.5 is coming… yipeee… I got an invitation… HTC Touch 2 & Windows Mobile 6.5 East Malaysia Launch… on this Thursday… 15th October 2009 at Le Meridien Kota Kinabalu from 6.00 pm to 11.00 pm… Dinner surely be served… 😀

I hope I can get some info on the best option for me to fix my phone… 😛

I guess none… I dont think we have any security disability benefits here… unless the authority is not telling the public… clearly.

First, what is a social security disability benefit?

I believe only certain country has social security disability or SSD incorporated in their act like the United States.

Under the US federal Social Security Disability Act, “disability” is translated as “inability to engage in any substantial gainful activity by reason of any medically determinable physician or mental impairment which can be expected to last for a continuous period of not less than 12 months or result in death.”

Here, I guess, it is only available in insurance policies clause… yea… it really sounds more like an insurance policies clause to me…

I’m not really sure if the government is providing any benefits or aids in case of ‘inability’ as mentioned in the US act to any individual here. Of course there is a Welfare Department, but I guess the department is only responsible to issues like poor people…

But I think if there is a SSD benefits provided… I’m sure the are lots of ‘clever’ and ‘lazy’ people will take advantage and do fraud with it! 😛

At last… after more than two weeks without rain… only thick haze… the rain came down last night… and it was heavy 😀

I’m not sure when was the rain started, but when we came out from Karamunsing Complex after class and having McDonald around 9pm, the rain was quite heavy.

Driving was quite difficult… the rain was too much and too heavy… my wiper can’t clear the rain drops on the windscreen… it was too much… although I have put it on the fastest speed.

I have to drive very slowly… but although it was a very heavy rain… I’m glad it rain heavily… in fact I’m hoping for it to rain… just small rain… throughout the night… but well the heavy rain was only around KK I guess… because when I reach near Donggonggon, the rain subside from there… it was only small rain in Donggonggon.

I enjoy driving during rain… coz it will be cooler, less smoke, nice ambient sound… and last night I was thinking if I was driving a motor home, I can just park at the roadside and enjoy the rain… coz I was quite tired… was tired for the past few days… always feel sleepy… probably I was bitten by tsetse mosquitoes 😛 But here, having a motor home is something alien… probably like District 9 😀 and probably owning a motor home will cost lots of money for the motorhome insurance 😛

Anyway, the haze was reduced tremendously this morning… 😀 I hope it’s going to rain again tonight… 😀

Yes I’m a fan of Toyota F1 team and I love Toyota’s cars. But when I read about a device, electronic signal detector, which can be used to disarm a car’s security alarm system, my heart sink when the police said it is used to steal Toyota’s and Perodua’s cars.

The device is so cool that thieves or syndicates who have the device can walk away with any Toyota Hilux, Toyota Vios or Perodua Viva easily. The device is estimated to cost about RM15,000.00 each.

My assumption after reading the news statement by the police chief of Negeri Sembilan, Datuk Osman Salleh is most probably the device is to be used with the factory supplied alarm and immobilizer system.

Now the question is, if we are to temper the factory supplied car alarm and immobilizer system, will it make the car manufacturer’s warranty void? How about the car insurance? My guess is, it depends on how you are going to modify your car’s security system.

The usual method is to leave the manufacturer supplied car alarm and immobilizer system intake. Simply install a new car security system parallel with the existing security system. I guess by doing so, the car manufacturer’s warranty or car insurance will not get void… what say you?

Yesterday I went to climb the hill at the back of Taman Tun Fuad Stephen, Bukit Padang… the hill behind the jogging park. I went there with 2 friends. One knows all the hiking trails there… coz he was doing the hill climbing there with his parents since he was still in primary school… and they were going there like almost daily and way early in the morning… something like 5am!!!

I reach at the park’s parking area around 5pm but it was so crowded with cars… even spilled out to the main road… some parked at the road islands at the main road. My friends are also still looking for parking space on another car.

Well this is common in this area they said… parking spaces are not enough and so many people want to jog, climb the hill and eat at the restaurants and stalls. Maybe the relevant authorities should look into this problem. Further more this is a good place… a good park… even has a small water theme park.

Anyway, after we parked, we walk around the park, the same path I took last Sunday for the Borneo Downhill Challenge 2009. But, instead of using the path with steps I took last Sunday, our friend brought us into a small trail… which is more challenging to me coz there is no steps. And it also a bit dark coz it’s really going into the jungle. If you don’t have personal insurance, maybe it’s good to have term life insurance quotes first before doing this hiking… for first timer, I’m sure this is creepy… wild animal, insects, fall…

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Life is getting harder nowadays. Goods are getting expensive. And to spare some savings for rainy days are getting harder while living expenses keep rising everyday.

But there is a way to spare some for saving while getting protected at the same time. Everyone hates income tax, but do you know that you can Save Money on Insurance? Yes, you can and you are not wasting your money paying the insurance premiums. You can reduce your taxable income through your insurance premiums. The more you pay for insurance premiums, the more you can deduct on your taxable income.

You can get Family Insurance for the whole family and get more deductions on your taxable income at the end of the year. So, getting insurance for you and your family is not a bad idea you know and there are many types of insurance policy available to choose such as Cash Back Life Insurance.

Every vehicle on the road must be covered with car insurance. Vehicles without car insurance on the roads are illegal, hazardous to other motorist and also to other road users. There are different types and levels of car insurance cover available. You can choose the most suitable car insurance cover according to your budget.

But, there are many other factors too that will affect the amount of the car insurance you have to buy and also the amount of premiums you have to pay. The factors are like your age, the model and engine size of your car, any modifications made to your car, the location where the vehicle is kept, whether or not the vehicle is alarmed, where the vehicle is kept overnight, past driving convictions, past claims, and more.

As a driver, although it is not a requirement, you should also take life insurance for yourself. It is for your protection just incase something happen to you while you are on or off the road. It is something like a home insurance whereby it protects and helps you financially just incase your house gets burned down.

Every vehicle on the road must be covered with vehicle insurance. If you think vehicle insurance is not important, think again. It is not only required by the authorities but it will help you when you are involved in accident or when you loose your vehicle.

You can purchase your vehicle insurance from any insurance company. You can also buy your vehicle insurance online like from AutoNet Insurance. AutoNet Insurance offers all type of vehicle insurance such as for commercial van insurance. By having a commercial van insurance, the policy holder is allowed to drive up to 3.5 tonnes van.

You can expect a very good deal and an excellent customer service from AutoNet Insurance. They guarantee you with the lowest price because they offers up to 70% discount for all new policies else they will refund your money. At their website, you can get an online quote.