Swordie Bloggie

I’m working from 8.30 am to 5.30 pm everyday from Monday to Friday… and that’s 9 hours a day or 45 hours a week.
But if you read this statement from a UK’s left-wing think tank the New Economics Foundation… “working week should be cut to 21 hours to help boost the economy and improve quality of life”…

WOW… that’s like working 4 hours and 12 minutes only a day from Monday to Friday!!!

The foundation claimed in its report that the reduction in working hours would help ease unemployment and overwork… cool… less people will get stressed-out or gets nervous breakdown… but too bad to those selling mechanical breakdown insurance

The foundation is aware that by reducing the working hours people would earn less, but said they would have more time to carry out worthy tasks. They would have better scope to look after their children or other dependants, there would be more opportunity for civic duties, and older people could even delay retirement, the foundation said.

Well, I’m ready for that… but wonder when it will be implemented here…

Toyota is one of the biggest car producers in the world… and it has been the leader for many years. But Toyota is facing huge problem since a couple of years…

Toyota is the only Japanese car I like… and I support their F1 team together with Mercedes F1… but unfortunately their F1 team will not be racing this year… same with few other teams which were hit by the world financial meltdown last year.

For the past two years, Toyota has been recalling its vehicles… and it has recalled millions already. They are top in sales but they are also top in recall!!!

But almost all the recalled vehicles are with Toyota US!!! Not here in Malaysia.

Last year they were having problem with floor mat which will slip and cause major safety on the driver’s handling. Now they are having safety issues on the gas pedal… and recently there is a possibility safety issue on the brake system!!! But not all models are affected… only some…

If you are owning any of the US Toyota vehicles which has been identified as having safety issues, I think if you need term life insurance or do not have any right now, you better get it now… else you just have to keep your Toyota in the garage or sell it off…

If Toyota keeps on recalling their vehicles, I’m scared they will vanish from the business very soon… I hope they can improve their safety standard or fix whatever problem they are having in the production line… I hope it is not caused by design flaw because Toyota has one of the best designs… hopefully it’s just caused by bad materials…

It’s time to send my car for servicing again… it has passed the 58k KM mileage… errr should it be read as kilometerage?… it’s really strange that we still refer it as mileage although we have been using the metric standard for so long…

I always exceed the once in 3 months servicing schedule… coz my mileage within the 3 months period always less than 5,000 km… so I only service my car once in 5 months, once it has accumulated 5,000 km… although UMW Toyota said it’s not good for the engine, well, I don’t really care coz I’m using synthetic lubricant… lubricant from Toyota itself…

It’s going to be the first servicing for this year… and I must do the servicing before the Chinese New Year… which falls on 14 & 15 February… which also falls on Valentine Day… and luckily my road tax and insurance are still valid for another 8 months… so I don’t have to worry about auto insurance quote… else more money need to be spent next month

Many things need be done this month. Whenever January comes, all kind of bills and statement will appear. And this is the time money is the most sought after raw material…

Income tax letter received… need time to fill the online income tax from now… annual housing loan statements received… time to renew the mortgage life insurance… time to renew all the other insurance too… including car insurance… road tax… everything needs money!!!

The only good things this month is getting statements from the PNB for the Amanah Saham… and the other unit trust fund managers… how I wish I don’t have to pay anything… just getting my salary every month…

We are at the final month of the year… mail box… the real mail box… will start getting filled with season greetings cards… annual reports for your investments… annual bills for your life insurance… and so on.

A few weeks ago I collected a few bills from the mail box… yea, bills… that’s what I think of them all… one of it is from AIA… yea, AIA the insurance company where I bought all my insurance… and I’m sure it was bill…

So I, I tried to make time to go to AIA’s office at Karamunsing… and manage to spare some time last Friday during the lunch time. Getting parking at AIA’s office is easy, just enter their compound and double park…

I took a queue number and waited… when my number called, I went to the counter and show my ‘bill’ and said I want to pay the ‘bill’… the moment she look at the ‘bill’ she told me… ‘you don’t have to pay that, it just to inform u the premium has been paid’… o shoot… so bloody shy… shame… damm… I pretend I don’t know and said… oh, I was confused, it looks like bill… i forgot i’ve change to autopay using my credit card… bla bla bal… mumbling… mumbling…. shoot…

Why the heck insurance companies don’t provide online services like the bank? If they’ve provided the service, I should have not wasted my time and save my water face … With online services, I can check all my insurance status anytime… get an instant life insurance quote anytime… grrrrr… shame…

If you come across with this situation… probably your car insurance alone will not be sufficient… you gonna need a life insurance too… if the scaffolding fall directly on your path!!!

The photos were captured this morning around 10am along Penampang Road. The scaffoldings are used to do renovation on the old Land and Survey Department’s office near Queen Elizabeth Hospital… which is also in the process of being demolish.

If the safety net was not erected next to the building, the scaffolding definitely have fallen onto the road… imagine if there are few cars travelling along the road at 80 KM/h… sure there will be pile of cars sandwiched together!!!

I hope they have removed the scaffolding for everyone’s safety… the relevant authority in charge of safety should visit the site and give the contractor a hard lecture on safety…

Do you know that to erect or assemble the scaffoldings you need to go through a course and certification?

On the fist day of November, which happens to be All Saints Day, I had a bad self accident during a paintball game. There are about 20 over of us from the MCSE class playing.

I fall down while trying to shift from one bunker to the other. It was the last match… it is actually an additional match after most of the other went back… only about 9 of us left and we decided to play 3 on 3.

My left trigger finger… index finger… was badly torn… coz I fall down and the trigger finger was absorbing my fall… holding my 95kg body weight!!! But lucky it did not brake to the opposite but instead get torn…

Went to clinic at Donggongon and had 5 stitches on it. Supposed to remove the stitches on 10th day, but I was away in KL for the Hacker Halted 2009… at the end I only manage to remove it on the 14th November at Medicare Clinic in Mid Valley, KL.

Then had it x-ray on Monday, 16th November, at the same clinic coz I was worried something might be broken inside… yea, should have x-ray it before it get stiched…

But anyway, I’m lucky nothing broken inside… except it is still swollen till now and still cant bend it completely.

Next, I need to do insurance quotes… errr.. insurance claim… I must get my insurance to refund me all the medical bills… and plus 2 weeks of allowance… probably RM150 per week…

Thanks to Donny who send me to the clinic and helping to take the photos inside the clinic…

The torn trigger finger

Not crying… just giving pressure to the arm to reduce pain while getting clean…

Stiching…

and stiching…

Stiched…

Getting anti-tetanus jab.

Traditionally, insurance agents will randomly approach their prospect clients. And that approach is still working until today. Insurance agents also get their prospect clients’ contact from their existing clients… or from the unsuccessful client they just discussed with… ‘Please introduce me to your friends who might want to buy insurance?…’ or ‘Please give me 5 of your friends contact so that I can introduce them with our new insurance package?…’

I really hate it when insurance agents call me and try to sell me insurance policy!!! When I asked them how they got hold of my contact number… they say from my colleague… dang colleague!!!… and these insurance agents always talk a lot… sometimes I just talk straight to their face telling them that I’m not interested buying anything.

They don’t have to waste their time and my time explaining something that I’m not considering buying!!! If I ever need any details about a particular insurance, I can always read it online from the internet… and I also can buy life insurance online without going through them!!!

Almost a month ago, my HTC phone jump out from my shirt pocket while I was jumping…  accident happen when you never expect it…

Almost a month and I still have not done anything to it… the body slightly cracked and scratched… the screen panel open-up a little bit at the front and back…

I ask the shop and they said they can’t fix it because they don’t have parts to replace the broken part… it has to be sent to KL… damm… the only bonus is I still can use it…

I wonder if we can protect phone with insurance… anybody know if there is any insurance company out there who can give an insurance quote for hand phone?… Nowadays phone are very expensive… it is almost like a notebook… in fact it is a miniature notebook… mine runs on Microsoft Windows Mobile 6.1 so it is a notebook… a micro notebook… if I can insure my golf set, I don’t see why we can’t insure a phone… the price is as much as a professional golf set!!!

Anyway, Microsoft Windows Mobile 6.5 is coming… yipeee… I got an invitation… HTC Touch 2 & Windows Mobile 6.5 East Malaysia Launch… on this Thursday… 15th October 2009 at Le Meridien Kota Kinabalu from 6.00 pm to 11.00 pm… Dinner surely be served…

I hope I can get some info on the best option for me to fix my phone…

I guess none… I dont think we have any security disability benefits here… unless the authority is not telling the public… clearly.

First, what is a social security disability benefit?

I believe only certain country has social security disability or SSD incorporated in their act like the United States.

Under the US federal Social Security Disability Act, “disability” is translated as “inability to engage in any substantial gainful activity by reason of any medically determinable physician or mental impairment which can be expected to last for a continuous period of not less than 12 months or result in death.”

Here, I guess, it is only available in insurance policies clause… yea… it really sounds more like an insurance policies clause to me…

I’m not really sure if the government is providing any benefits or aids in case of ‘inability’ as mentioned in the US act to any individual here. Of course there is a Welfare Department, but I guess the department is only responsible to issues like poor people…

But I think if there is a SSD benefits provided… I’m sure the are lots of ‘clever’ and ‘lazy’ people will take advantage and do fraud with it!