Swordie Bloggie

errrrr… have to spend some more money this month… received a reminder for my car insurance renewal recently… 😛 The auto insurance quotes says, it’s gonna be RM400++ after the 55% NCD… No Claim Discount… 😛

Last month I just spent almost RM900 for the car service and air-con service… where to get money now?… The RM500 bonus for this month by the federal government seems to be no where… coz the state government have not announced if they going to do the same or not… If they give the bonus, then I can use it to pay my car insurance premium… just nice… just enough to pay for the insurance premium and road tax… but still not enough to pay my 7 more speeding tickets… the bloody ‘saman ekor’ or speed trap or speed camera… amounting to RM1800… 😛

President Barack Obama’s health care overhaul not seem to be finding its target. The latest report about the Medicare private plans’ premiums jumped 14 percent this year!!!

Millions of seniors who ask for insurance quote and signed up for the popular health plans through Medicare are facing the sharp premium increase this year. This show how unpredictable is the healthcare program even for those with solid insurance.

The seniors are the one who are really affected by the shocking premiums increase… especially those who did not shop around for lower-priced coverage during open enrollment in the fall got hit with some of the biggest increases, averaging 22 percent.

The world is getting harder to live in… even having a good healthcare insurance protection don’t really protect… 😛

It’s time to send my car for servicing again… it has passed the 58k KM mileage… errr should it be read as kilometerage?… it’s really strange that we still refer it as mileage although we have been using the metric standard for so long… 😛

I always exceed the once in 3 months servicing schedule… coz my mileage within the 3 months period always less than 5,000 km… so I only service my car once in 5 months, once it has accumulated 5,000 km… although UMW Toyota said it’s not good for the engine, well, I don’t really care coz I’m using synthetic lubricant… lubricant from Toyota itself… 😛

It’s going to be the first servicing for this year… and I must do the servicing before the Chinese New Year… which falls on 14 & 15 February… which also falls on Valentine Day… and luckily my road tax and insurance are still valid for another 8 months… so I don’t have to worry about auto insurance quote… else more money need to be spent next month 😛

We are at the final month of the year… mail box… the real mail box… will start getting filled with season greetings cards… annual reports for your investments… annual bills for your life insurance… and so on.

A few weeks ago I collected a few bills from the mail box… yea, bills… that’s what I think of them all… one of it is from AIA… yea, AIA the insurance company where I bought all my insurance… and I’m sure it was bill…

So I, I tried to make time to go to AIA’s office at Karamunsing… and manage to spare some time last Friday during the lunch time. Getting parking at AIA’s office is easy, just enter their compound and double park… 😀

I took a queue number and waited… when my number called, I went to the counter and show my ‘bill’ and said I want to pay the ‘bill’… the moment she look at the ‘bill’ she told me… ‘you don’t have to pay that, it just to inform u the premium has been paid’… o shoot… so bloody shy… shame… damm… I pretend I don’t know and said… oh, I was confused, it looks like bill… i forgot i’ve change to autopay using my credit card… bla bla bal… mumbling… mumbling…. 😛 shoot…

Why the heck insurance companies don’t provide online services like the bank? If they’ve provided the service, I should have not wasted my time and save my water face 😛 … With online services, I can check all my insurance status anytime… get an instant life insurance quote anytime… grrrrr… shame…

Almost a month ago, my HTC phone jump out from my shirt pocket while I was jumping…  accident happen when you never expect it… 🙁

Almost a month and I still have not done anything to it… the body slightly cracked and scratched… the screen panel open-up a little bit at the front and back…

I ask the shop and they said they can’t fix it because they don’t have parts to replace the broken part… it has to be sent to KL… damm… the only bonus is I still can use it…

I wonder if we can protect phone with insurance… anybody know if there is any insurance company out there who can give an insurance quote for hand phone?… Nowadays phone are very expensive… it is almost like a notebook… in fact it is a miniature notebook… mine runs on Microsoft Windows Mobile 6.1 so it is a notebook… a micro notebook… if I can insure my golf set, I don’t see why we can’t insure a phone… the price is as much as a professional golf set!!!

Anyway, Microsoft Windows Mobile 6.5 is coming… yipeee… I got an invitation… HTC Touch 2 & Windows Mobile 6.5 East Malaysia Launch… on this Thursday… 15th October 2009 at Le Meridien Kota Kinabalu from 6.00 pm to 11.00 pm… Dinner surely be served… 😀

I hope I can get some info on the best option for me to fix my phone… 😛